Privacy Policy

Effective date: [DATE]. DRAFT: to be reviewed by a qualified attorney before launch.

This policy explains what information FRANKEZ HUB ("I," "me") collects on this website, how it's used, and the choices you have. I keep it simple: I collect only what I need to give you what you asked for.

What I collect

• Credit Discovery answers. When you take the quiz, your answers are stored so the quiz can show your results and so I can see overall trends (for example, which challenges are most common). The quiz does not ask for your name, email, Social Security number or any account numbers. Unless you sign up, your answers are not connected to your identity.
• Name and email. Only if you choose to sign up for your roadmap and the walkthrough. I may also store which learning path you received and the general answers you gave (like your main goal and timeline) so the emails you get are relevant to you.
• Basic site and email activity. Like most websites, the platform that hosts this site records page visits, and the email system records whether emails are opened or links are clicked. This helps me see what's useful and fix what isn't.

What I never ask for

This site will never ask for your Social Security number, full account numbers, passwords or bank logins. Please don't send them through any form or email.

How I use your information

• To show your quiz results and learning path.
• To send what you requested: your roadmap and access to the walkthrough.
• To send follow-up credit education emails, which may include my recommendations, as described when you sign up. Every email has an unsubscribe link.
• To understand and improve the site.

Sharing

I don't sell your personal information. Your information is processed by the service providers that run this website and its email system, only to provide those services. If you click an enrollment link, you'll leave this site and go to a third-party checkout page that has its own privacy policy. As an affiliate, my link may let that company know you came from me.

Unsubscribing and your choices

You can unsubscribe from emails anytime using the link at the bottom of any email. To ask me to delete your information, contact me through my contact page.

Children

This site is intended for adults. It is not directed to children, and I don't knowingly collect information from anyone under 18.

Security

I use reputable platforms and limit what I collect, but no method of transmission or storage is 100% secure.

Changes

If this policy changes, I'll update the effective date above.

Contact

Questions about this policy? Contact FRANKE.