Terms and Conditions

Effective date: [DATE]. DRAFT: to be reviewed by a qualified attorney before launch.

By using this website, you agree to these terms. If you don't agree, please don't use the site.

Education only

Everything on this site, including the Credit Discovery quiz, results, roadmaps, lessons, emails and videos, is general educational information. It is not legal, financial, investment, tax or credit counseling advice, and it isn't tailored to your personal situation. For advice about your situation, talk to a qualified professional.

No guarantees

Results vary and depend on your credit history, the accuracy of what's on your reports, and what you do. No one can guarantee credit score increases, removal of negative information, approvals, or any timeline. Accurate negative information generally can't be removed just because it's negative.

Quiz results

Your Credit Discovery results are an educational recommendation of what to learn first. They are not a credit score, a creditworthiness assessment, a legal determination or a prediction of any outcome.

Third-party products and links

MyCreditSystem is a third-party do-it-yourself credit education program. Enrollment, billing, cancellation and access are handled by the company that provides it, under its own terms. This site may link to other websites (such as government resources); I'm not responsible for their content.

Affiliate relationship

I'm an independent affiliate. If you enroll through my link, I earn a commission at no extra cost to you.

Your responsibilities

Use the information lawfully and honestly. Never submit false information to a credit bureau or creditor, and never dispute information you know is accurate.

Content ownership

The content on this site, including text and artwork, belongs to FRANKEZ HUB or its licensors. Don't copy or republish it without permission.

Limitation of liability

[To be written by an attorney.]

Governing law

[State: to be confirmed with an attorney.]

Changes

I may update these terms. The effective date above shows the latest version.

Contact

Contact FRANKE.